Parents

How to Start Thinking about Financial Aid

Posted by on Jul 8, 2017 in Application Process, Juniors, Parents | Comments Off on How to Start Thinking about Financial Aid

How to Start Thinking about Financial Aid

College Calm’s class of 2017 received aid offers of over 1 MILLION dollars in merit aid per year- over 4 million dollars over 4 years.

We want to give you important information regarding college financial aid. Too often families wait to talk about college costs and finances until the end of the process. We at College Calm think it is important to begin to talk about college finances in conjunction with building a college list that reflects your family values. Clear communication is important so when a student is looking at colleges so everyone has  an idea of what is feasible for your family. Below we talk about the changes in the FASFA, need based aid, merit aid and ways to cut college costs. At the bottom you will find a student checklist for July. We hope you are having a wonderful summer.

First Steps

Now is the time to start thinking about how you and your family will deal with financial aid. Start by reading Lynn O’ Shaughnessy’s article,” Your Crucial 1st Step.”  She recommends that you start by determining your family’s expected contribution. You can go to the financial aid website for any of the schools on your list and use the net price calculator. It is now mandatory for every college to have a calculator for families to estimate financial contributions. The information requested usually mirrors questions asked on the FASFA and CSS Profile. Sometimes the net price calculator can be hard to find on a school website so the easiest way to locate it is to google the school name and “net price calculator.” Here are a few examples: Santa Clara, CAL, Tulane and USC. Lynn’s website, the College Solution is a great resource for college financial information. In addition, most high schools sponsor a school or district financial aid night right after winter break (or earlier). It is a good idea to attend.

Changes in the FASFA

There is a new acronym in financial aid that is dominating the conversations- PRIOR, PRIOR YEAR or PPY. Beginning in the fall of 2016, the FAFSA now opens for families to complete in October, rather than  the following January. This means that the FASFA will be asking for data regarding your 2016 tax return, rather than estimates of your 2017 return. Students and families will be able to fill out the forms earlier which will result in colleges being able to send financial aid packages out earlier. We recommend that students research each school on their list and add to their spreadsheet the deadlines for the forms required. If a student plans to apply early, many schools will need the CSS Profile or FASFA or both by early action/decision date in October and November.

Merit Aid

This year there were some colleges that awarded significant scholarships to College Calm students. Some of the most generous were: Tulane, U of Arizona, Chapman, Gonzaga, U of Puget Sound, Fordham, Connecticut College, TCU, UC Boulder, U of San Diego and U of Denver.

College Calm’s class of 2017 received aid offers of over 1 MILLION dollars in grants, scholarship and merit aid per year- over 4 million over 4 years.

For more schools that offer Merit aid, visit The New York Times useful and  interactive list of colleges that offer merit aid. You can sort the list by clicking on the column headings.

Western University Exchange (WUE)

If you are interested in out-of-state public institutions in the West, make sure to check out the Western University Exchange (WUE). WUE is a regional tuition reciprocity agreement between states that results in students paying a reduced out-of-state tuition. WUE students pay no more than 150% of the in-state tuition. Participating states include: Alaska, Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, North Dakota, Oregon, South Dakota, Utah, Washington, Wyoming. Montana and Nevada automatically offer WUE to CA residents, but for other states  students need to apply to become a WUE student. Some schools participate on a very limited basis (U of Oregon and U of Arizona) and other not at all (Boulder and Arizona State). To learn more visit www.wiche.edu/wue

Questions to ask Financial Aid Offices

If you are visiting colleges and want to discuss financial aid options, the Huffington Post article, “ 8 Financial Aid Questions You Must Ask,” is a great place to start.

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Building your Team

Posted by on Sep 4, 2015 in Application Process, Parents, Seniors | Comments Off on Building your Team

Building your Team

BUILDING YOUR TEAM

Getting into college is a team effort. You are the captain of your college application team, but you will need to surround yourself with individuals who can help make your college application shine. Your team should include your family, counselor, teacher(s) and College Calm! Below are some ideas regarding the roles that each group can play in helping your application be the best it can be.

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Find Some Time to Play

Posted by on Jun 4, 2015 in Juniors, Parents, Sophomores, Uncategorized | Comments Off on Find Some Time to Play

Find Some Time to Play

It is now officially SUMMER!!! I know here at College Calm we talk about how much we can “get done” over the summer for the college process, but the article below serves as a reminder that summer is also a time to play — for everyone — young, old, adolescent or middle aged.  We encourage everyone to leave some space this summer to PLAY.

This article was originally written for Patch.com by one of our wonderful students (before we even starting working together). It is a great synopsis of how we know many of our high school students are feeling, but cannot always articulate. Read this with your child/parent/friends and talk about your experiences and observations. Then you should read the article, “Who Fares Best in the College Process,” by Alice Kleeman, who references Laurel’s article and advocates for doing things you enjoy.

” I had a really hard time figuring out what to write about this week. I went back and forth between two other article ideas, wrote them out, but they didn’t sound like me. They were too critical and condemning for my taste. I took breaks in between these episodes of writers block to watch some TV, do some math homework, and just have time to be a teenager.

I realized then that I don’t really get that much time to just have moments to myself and to just rock out to music in my room. It seems that I always have another essay to write, another history chapter to read, or another chemistry test that needs to be studied for.

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Building a Balanced College List

Posted by on May 8, 2015 in Application Process, Juniors, Parents, Seniors, Uncategorized | Comments Off on Building a Balanced College List

Building a Balanced College List

Foundation, Target, Reach and Lottery Schools

As juniors are beginning to investigate colleges and make an initial college list, we want to define the different categories potentially included in a balanced college list. A balanced college list should have at least 2 foundation, 2 target and 2 reach schools. Many students will also have a few lottery schools. The typical student applies to between 8-12 schools, depending on the number of UC/CSU schools on his/her list. All of our students begin with a list of at least 20 schools to investigate in an effort to determine personal priorities. By mid summer, students should have a balanced list of 8-12 schools. .

FOUNDATION SCHOOL

  • The college possesses most of the significant features you desire and are important to you.
  • You meet all the requirements for the recommended coursework.
  • Your SAT or ACT score is significantly above the average that was accepted last year.
  • Your un-weighted GPA is significantly above the average accepted last year.
  • Your objective academic credentials fall at the top of the college’s admitted class.
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Applying to the UC System

Posted by on Oct 8, 2013 in Application Process, Parents, Seniors, UC / CSU, Uncategorized | 0 comments

Applying to the UC System

Steps to Completing your UC Application:

Materials You Need: You will need a copy of your transcript, test scores, social security number (optional), CA statewide Student ID (for public HS students) and a credit card. In addition, I recommend going to the UCOP Doorways website  to see the course listings for your school. This will help you determine which classes should be entered for each A-G requirement and if the class is considered honors. You can also look at at the 2014/15 Freshman Application Tips and Tools for information, links and advice.

Understanding Comprehensive Review: Every UC school participates in Comprehensive Review, which means the admissions offices evaluate students on multiple factors. If you are interested in how each campus reviews applications and the factors they are considering, look on the Comprehensive Review Page for campus wide information and then click on each campus on the right-hand-side to see the specific information for each school.

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Spring Checklist for Juniors (April and May)

Posted by on Apr 12, 2013 in Application Process, Juniors, Parents | 0 comments

Spring Checklist for Juniors (April and May)

April

  • Create an EMAIL ACCOUNT for the college application process. You do not want your email for colleges to be linked to any social media (Facebook, twitter etc).
  • GOOGLE YOUR NAME and see what comes up. Anything you would not like an Admissions Officer to see? Clean it up!
  •  Attend the NACAC COLLEGE FAIR  (National Association for College Admissions Counseling) in San Francisco on Saturday, April 20
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